Salvation Army Promotes Ways to Work Program

Photo Courtesy of www.salarmychicago.org.

The Salvation Army of Chicago partnered with Lutheran Child and Family Services of Illinois on Monday to launch Ways to Work, a program that offers low-interest loans to low-income working parents with bad credit. The program, which is funded primarily by federal, state and local government and has loaned more than $58 million to more than 27,000 families since its beginning, enables struggling parents to buy or repair used cars.

The goal of the program is to help improve borrowers’ credit scores as well as to encourage self-sufficiency and meaningful employment. The primary recipients of the program are single mothers who struggle to meet the demands of both work and family life.

The program also includes financial education designed to encourage better borrowing habits, giving recipients the right understanding of credit moving forward. The Salvation Army was selected to help oversee the program and to administer the services in Chicago.

“With as many as one in six Americans living in poverty, we need to do everything we can to help parents hold down their jobs and provide a stable home for their families, and that often starts with reliable transportation,” said Lt. Col. Ralph Bukiewicz, Commander of The Salvation Army Metropolitan Division.   “This program also offers an alternative to predatory lenders who charge exorbitantly high interest rates that only push families further into debt.”

As the recession continues to impact families across the nation, The Salvation Army has launched several programs to teach individuals how to manage personal and family finances. By offering classes on financial literacy, the credit system and money management, The Salvation Army’s “Teach a Man to Fish” initiative has helped many people reduce their dependency on social service programs. Click Here to Learn More.

Read the Article in the Chicago Tribune

To learn more about Ways to Work, please call The Salvation Army at 1 877-601-ARMY or Lutheran Child and Family Services at  1-800-363-LCFS.

4 Comments on “Salvation Army Promotes Ways to Work Program

  1. My name is Debbie Tornquist. I work with the Community Care Team at The Orchard Church in Arlington Heights. There is a single mother of 3 children under the age of 6 who is currently in need of a car. She has been in a domestic violence shelter that has now found transition housing for her here in the suburbs; but she needs a car in order to work. This single mother is an experienced health care worker. She has a job opportunity which will help pay for additional training so that she can secure her C. N. A. (Certified Nurse Assistant) certification. However, she cannot take the position unless she has a car.

    This young mother had steady work before she was required to quit due to a complicated pregnancy (pre-eclampsia). Her baby is now 7 months old. After the baby was born the father of her 3 children became very abusive. She fled to a shelter which required her to participate in a 5 day a week program of classes, turtoring and counselling, during which time she was not allowed to work. Now that she has completed her program at the shelter and has been offered housing she is eager to return to the workforce. She has been applying for jobs and has a few job opportunities currently. However in order to work she needs a car.

    Please reply to this email or call my cell phone 847-209-2871.

    Thank you for all that you do to help mothers who must provide for their precious children.

    Sincerely,
    Debbie Tornquist

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